Cookie Policy

Last updated: February 22, 2026

This cookie policy explains how HSRates (hsrates.com) uses cookies and similar technologies when you visit our website. It describes which cookies are set, why we use them, and what choices you have.

What Are Cookies?

Cookies are small text files stored on your device by a website. They allow the website to recognise your device and remember certain information about your preferences or past actions. Cookies can be set by the website you are visiting (first-party cookies) or by third-party services that the website uses.

Which Cookies Do We Use?

Essential Cookies

Essential cookies are required for the website to function properly. Without them, basic features such as page navigation and security protection cannot be provided. These cookies cannot be disabled.

• hsrates-cookie-consent — Records whether you accepted or declined cookies so the banner is not shown on every visit.
• __cf_bm — Set by Cloudflare to distinguish automated traffic (bots) from human visitors and protect the website from abusive requests.

Analytics Cookies (Google Analytics)

Analytics cookies help us understand how visitors use the website, which pages are viewed most often, and where improvements are needed. We use Google Analytics 4 (GA4) for this purpose.

Important: These cookies are only set when you explicitly consent to cookie usage. Without your consent, no analytics code is loaded and no analytics cookies are stored.

For more information about how Google processes data, see the Google Privacy Policy .

Advertising Cookies (Google AdSense)

We use Google AdSense to display advertisements on our website. Google may set cookies to personalise ads based on your visits to this and other websites.

Important: These cookies are only set when you explicitly consent to cookie usage. Without your consent, no advertising scripts are loaded and no advertising cookies are stored.

For more information about how Google uses data when showing ads, see Google Advertising Privacy .

Your Choices

When you visit our website for the first time, a cookie banner is displayed offering you two options:

• Accept — All cookies (essential, analytics, and advertising) are enabled.
• Decline — Only essential cookies are set. No analytics or advertising cookies are loaded.

Change Cookie Settings

You can change your decision at any time by clicking “Cookie Settings” in the website footer. This will display the cookie banner again so you can update your preferences.

Delete Cookies in Your Browser

You can also delete cookies directly through your browser settings. Here are instructions for the most common browsers:

• Google Chrome
• Mozilla Firefox
• Apple Safari
• Microsoft Edge

Privacy Policy

For more information about how we process your personal data, see our Privacy Policy.